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5 Things to Consider in Buying a Property for Home or for Investment

Written by Dennis Ng on .

18 Mar 2010 - Below is an article I wrote which was published in My Paper on 17 March 2010 "5 things to consider in Buying a Property for Home Purchase or for Investment". The article was also featured in omy.sg:  http://news.omy.sg/News/Finance/Story/OMYStory201003170405-136247.html

 

买房自用或投资 有5大考虑因素

房地与自用,有任何不同?”

房地自用与投目的不同,考的因素也的确大不相同。
1: 房子的地点
如果你房子自用,选择地点的主要考点包括那里交通是否方便,是否离你工作地点很
将来的展潜能
如果你有孩子,也要考地点是否靠近孩子的学校。一些人了能够让孩子有权进入名校,不惜以高价靠近一些著名小学的房子。也有人以靠近父母的住家主要的考点。

What to look out for before Investing into stocks?

Written by Dennis Ng on .

Other than analysing the company before he decides whether to invest in the stock, what else does Dennis Ng, founder of www.HousingLoanSG.com who made his first million through investing look at? What do forest and trees have to do with stock investing?

All these and more, Dennis Ng shares with Channel News Asia on a program entitled "What's your position?" Here is the interview.

4 Things You Might Overlook in Property Purchase

Written by Dennis Ng on .

Below article "4 Things You Might Overlook in Property Purchase" was written by Dennis Ng, (吴加万), founder of www.HousingLoanSG.com which was published on 3 March 2010 in My Paper.

http://news.omy.sg/News/Finance/Story/OMYStory201003030407-132310/2.html

Selection of articles written by Dennis Ng on omy.sg website:  http://news.omy.sg/News/author/%E5%90%B4%E5%8A%A0%E4%B8%87.html

 

买房子可能忽略的4大事项

 

房子是一件重大的财务决定,要做好财务计算才购买别仓促作决定。(/档案照)

 

最近几个月,本地房地一片火,例如西海岸(West Coast)的房价从$600 psf $900 psf幅达50%。很多人迫不急待地一蜂地房子,但他房子的候可能忽略了一些事。今天,我将与你分享些事,好你在房前,有一个清楚的概念。

注意事1: 印花税
当你房子的候,需要付大2%2.9%的印花税(stamp duty),房价而定。印花税需先用金支付,若你的公金普通口有足存款,后可用公偿还reimburse)。是一笔可的数目,一些人可以先用公金付款,而临时金不足搞得手忙脚乱。