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Relying on CPF Alone Not Enough for Retirement...

Written by Dennis Ng on .

日期: 06/04/2010 来源: 新明日

: 郑凯 ·

研究显示:国人公积金大部分花在住屋 退休金不够用

博士生研究示,国人公金大部分花在住屋,老人退休金不用。(/档案照)

 
本地一名博士生,日前在一项乐龄会上,本地人把大部分的公金存款用在住屋上,当他退休月可以提取出来花的公金款,最多只有退休前薪水的26%,根本不用。
但是,出席研会的社青体部部长维文医生却不同意法。他,大家应该把房产计算在内,因房子是可以出租、出售来套的。
名正在经济学院修博士学位的本地学生做了一研究,发现新加坡人年把68%的公金存款用在住屋上、18%在医上,只剩下14%留退休。
当他65退休后,月可以从公金提出来花的,只有退休前月薪的8%至26%,根本不用。

Rising Inflation? Harry Dent predicts Great Depression Ahead instead...

Written by Dennis Ng on .

What might happen in the next few years? In my opinion, there is a possibility of rising inflation, which is why I have 6% of my wealth invested into Gold and Silver. 

When inflation rate rises, ALL Real Assets would go up, eg. Oil, Commodities, including Gold and Silver.... 

However, there is one author Harry S. Dent, JR, who wrote a Book "The Great Depression Ahead", he actually opined that what is likely to happen is a Great Depression (similar to Great Depression in the 1930s rather than high inflation.

Singapore Property Market Outlook, likely to go Up or Down?

Written by Dennis Ng on .

I just checked the latest info compiled by URA in 4Q 2009.

The link is here: http://www.ura.gov.sg/realEstateWeb/realEstate/pageflow/supply/submitSearch1.do

Year 2010 expected to have 7,584 private property units completed. 

Year 2011 about 9,196.

The main increase in Supply is in year 2012 and year 2013, at 13,246 and 15,492 respectively. In year 2014, the number falls to 9,049.

Thus, based on the numbers, it would appear that year 2010 we are still likely to see Supply insufficient to meet Demand, thereby causing an "upward pressure" on Prices.