I just got my housing loan refinanced with the help of HousingLoanSG.com and I am writing to let you know how much I appreciate the service by your staff, Chelsia Lim.

As you are very much aware, getting the best housing loan deal can be complicated especially with the variety of offerings in the market. Layman like myself often have tonnes of questions of ask but its through questions like these that reveal the knowledge level and patience of your staff. Chelsia has exhibited a very good and up-to-date knowledge of the rates offered by local banks and has been able to provide a detailed breakdown comparing the pros and cons of different packages. I appreciate her patience and responsiveness and I feel comfortable trusting her advice because I know she has done her homework but more importantly, she is objective and believes in letting the figures speak for themselves.

Please accept my compliments for the excellent service by Chelsia Lim and I trust that she will continue to represent the good name of HousingLoanSG.com well.
Thank you, HousingLoanSG.com

Sincerely,
Fua Kia Liang

Hello Patricia, we're very thankful for your great help in acquiring loan to the bank. We're very glad that we get a hassle free and competitive bank loan offer with your help.

I will not hesitate to recommend the Leverage Holdings Pte Ltd to my friendsand colleagues. Thanks you very much, - Jig Cabrillos

I would like to thank you for your great help in 'pushing' for my loan application to Banker so that I am able to enjoy the lower interest rates in time. In addition, thank you for being a great 'advisor' to my housing issues as well. I have already told most of my friends to look for you if ever they need to review their financial plan for their home loans. Jenny

I am at this forum very often and through this forum I decided to emailed Dennis, and later I got the courage to telephone him. He was knowledgeable and gave me one very good advice that really helped me in my financial situation. He really helped solve my financing problem.

Today I am so much better off financially and enjoy greater peace of mind. I really want to thank him for his advice. Thanks.

Hi. I've been receiving & reading your free newsletters for quite some time now and I must first of all thank you for this unique service that sheds light on the intricate business of housing loans. This sort of insightful information is extremely helpful to the layman. - Yew Yee

Hi Dennis, read your interview with Sunday Times on 4 Nov 2007. Your views on not owning a car have made you different from those who were interviewed in previous Sunday Times' issues. Most of them owned a BMW, Lexus, Mercedes or a simple family car but you are one of the few who get by without one. In the process, using 6% annual growth, you have saved about S$1.6 million ! My wife and I now support your view and tell ourselves not to buy a car unless absolutely necessary as we both enjoy walking (and I enjoy cycling).

Hope you can continue to contribute to the BT or Sunday Times in future. Look forward to reading more of your articles/interviews.

Actually, I want to say thanks to Dennis for educating me a few months back about good debts and bad debts, both in this and CNA forum.

He had made me changed my perception of debts and started to realise the fundamental rule that it is silly to clear good debts all at once, but should instead to put the available funds to earn higher return so that the net effect is debt-free situation. Thanks Dennis once again