Hi Dennis, read your interview with Sunday Times on 4 Nov 2007. Your views on not owning a car have made you different from those who were interviewed in previous Sunday Times' issues. Most of them owned a BMW, Lexus, Mercedes or a simple family car but you are one of the few who get by without one. In the process, using 6% annual growth, you have saved about S$1.6 million ! My wife and I now support your view and tell ourselves not to buy a car unless absolutely necessary as we both enjoy walking (and I enjoy cycling).

Hope you can continue to contribute to the BT or Sunday Times in future. Look forward to reading more of your articles/interviews.

Actually, I want to say thanks to Dennis for educating me a few months back about good debts and bad debts, both in this and CNA forum.

He had made me changed my perception of debts and started to realise the fundamental rule that it is silly to clear good debts all at once, but should instead to put the available funds to earn higher return so that the net effect is debt-free situation. Thanks Dennis once again

Dennis, I see that you are quite an established person being featured on TV and having a prominent website. I must say that you are very successful in the line of finance. I hope that you will continue to write such great articles that will benefit the general public and perhaps bring insight to many people in various industries. - Ethan Chan

Thanks for the information and the articles you posted. They're indeed educational and informative for me. Please keep up the good work. - Mr Au

I'm pleased to be able to recommend the services www.HousingLoanSG.com - I felt that you provided independent mortgage advice to me and was able to quickly match my needs to a range of suitable mortgage products. I've been particularly pleased that you have continued to provide free advice to determine whether my current mortgage continues to meet my needs and also highlight new offerings on the market that she feels might be of value to me. - Colin

I am glad to have www.HousingLoanSG.com as my guide in the purchase of my first private apartment. You helped me to secure a bank loan which offers competitive interest rate and also gave me advice on the type and price of apartment which is affordable and within my financial means. I will definitely recommend your service to all potential buyers of property - Mrs Soh Lee Kwan

You have done a great job in public education in financial literacy, I have very much respect for people like you. More Singaporeans need to be educated in financial matters if we as a nation want to progress further. - Paul Ho

Hi Dennis, I love to read your article. I graduated from IT background, and with very little knowledge on finance and economics. I had read your articles on MyPaper, your simple and easy to understand writing had gained my interest to know more about investment and managing my wealth more wisely.

Thanks for sharing. Looking forward to read more articles and advise from you. ;-) - Chu Lei Lei

I wanted to give my best compliments to Chelsia of www.HousingLoanSG.com for a fantastic job done in helping me secure a loan. She was patient, meticulous, extremely helpful, resourceful, and took the initiative to source multiple types of packages from multiple banks on a continual basis as my requirements changed. She also did detailed spreadsheet analyses for me to ensure that I would get the best packages. She is a real asset to your company. - Jeffrey Lam