In general, most of us will use CPF savings to pay for our properties. In this way, it will mean forking out lesser in cash and the additional cash on hand can be set aside for other uses.
Most people will also choose to maximise the repayment period on home loans to reduce the monthly instalments. One risk is that we might not be able to use our CPF savings to pay for our home loan instalments before the maturity of the loan.
This will happen when our properties reach the CPF Valuation Limit and Withdrawal Limit.