Welcome to the 113th Issue of Weekly e-newsletter by www.HousingLoanSG.com This week I like to share with you "Dennis Shares his Views On Property Market and Home Loans Interest Rate Outlook.”

Dennis Shares His Views on the Property Market and Housing Loan Interest Rate Outlook

Nowadays, some developers are starting to play with numbers, by reducing the floor area of their development to make the “price” looks affordable. Of course, the one that stands out is the 258 sf studio in Guillemard, which is 1 street away from Geylang, selling at S$1,200 psf but only S$300k+. So they try to avoid discussing the price per square feet and divert your attention to the absolute price. Do they think that people are gullible?

What will Year 2010 be? A fabulous V shape recovery? Well, it might happen. I’m not saying it won’t happen. Personally, 70% of my money is already invested, with 35% in Stocks and 35% in Other investments such as Land, UK Endowment, French Fine Wine, Gold and Silver.

If it is a V shape recovery, it is ok for me. The consequence is I would only make less money because I didn’t fully invest my money 100%. However, if it turns out to be W shape recovery, then I can make good use of the remaining 30% Opportunity Fund.

Thus, the KEY thing is that we must position ourselves for all possibilities, when we do this, whether the economic recovery is V shape or W shape, we will still do OK. The important question is have you positioned yourself accordingly as well?

In the “How to Save and Accumulate One Million Dollars”full-day Seminar, Dennis shares with participants why NOT being “safe” might be dangerous instead.

How to increase returns and reduce risks and practical tips on how you can reduce your insurance premiums by a few thousand dollars a year; cut down on Unit Trust commissions and fund management fee and how to Grow your money.

The next English session is on 7 Nov 2009 (Sat), 9 am to 7 pm at SMU.

You can sign up and pay for the seminar here:

http://www.masteryourfinance.com/web/index.php?page=shop.product_details&flypage=flypage.tpl&product_id=1&category_id=1&option=com_virtuemart&Itemid=35

Is this seminar worthwhile for you to attend? Below are what some of the past graduates said.

I think the best investment I made this year was to attend your recent workshop on "How to Save & Accumulate One Million Dollars" with my two sons.

It also helped me bond with my two boys even more than ever. At least now they know why Mummy is so tight fisted with their pocket money and family spending and I did what you did with your child when he threw a tantrum in public, when I didn't buy him the toy he wanted.

Thank you for sharing with us your successful strategies and I hope to be financially independent as soon as possible. - Dorothy Chee

I attended your seminar, "How to save and accumulate One Million Dollars" on 27 June 09.

The seminar was definitely a break-through for me though I have personally attended T. Harv Eker's seminar “Millionaire Mind Intensive” last year. After attending your seminar, I sold my car after assessing my current finances and I am able to save at least $500 per month now.

I am glad that I am able to attend this seminar and hope you can continue spreading the importance of financial literacy to everyone in Singapore. - Irene Wong

Note: above is just my personal opinion. This e-newsletter is not giving you advice.

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