How to Reduce Risks When Investing
Welcome to the 115th Issue of Weekly e-newsletter by www.HousingLoanSG.com This week I like to share with you "How to Reduce Risks When You Invest”
How to Reduce Risks When You Invest?
The First thing I always share is "put your eggs in different baskets" - diversify into different asset classes. For instance, currrently, I have 7% invested into Gold/Silver, 10% in land, 10% in UK Endowment, 5% in French Fine Wine, 33% in Stocks and about 35% still held in Cash (Opportunity Fund).
What do I mean by that?
If you adopt the same principle and strategy in investing, you can easily reduce your risks.
You will look for bargains. Perhaps, you might be interested in a condo at Bishan selling at S$900 psf instead of the Ang Mo Kio condo, becos the price is lower.
What about stocks? How do you value a stock? How do you know whether a stock is over-priced, reasonably priced or a Great Bargain? Because of what I know, recently, I've been buying a stock which in my opinion, the stock (company) should be valued at least 100% to 200% above its current price....so I just quietly buy as this stock is not covered by most stock analysts. Using the same knowledge, 3 years ago I bought into Pokka at 30 cents, and eventually I got back 75 cents (or 150% Gains) 2 years later when the Japanese parent company bought back the company.
How do you assess whether a stock or stock market is over-priced and might Crash?
I’ve begun teaching what I know through a full-day Seminar entitled “How to Save and Accumulate One Million Dollars”.
Irene Wong, one of the graduates of the seminar, said that this seminar is Better than T. Harv Eker’s 3-day “Millionaire Mind Intensive” Seminar, as I helped her to make a breakthrough in managing her finances.
You can register and pay for the seminar here:
Level 5,_ Classroom 5.2,_90 Stamford Road
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(Opposite Rendevous Hotel)
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If you drive, please park Rendevous Hotel, Plaza by the Park or YMCA. Car park is also available at SMU School of Business (S$3 per entry on weekends).
You can call us at 6339 8570 or 6339 9255 for any clarification or email us at info@MasterYourFinance.com
Note: above is just my personal opinion. This e-newsletter is not giving you advice.
How much do we charge for our service? As we're paid by banks separately, we have decided NOT to charge a fee for our service. Therefore, this service is FREE to you and you have nothing to lose and everything to gain by engaging our service.
Just call us at 6737 8801 or email us at info@HousingLoanSG.com if you're considering to buy a property or refinance your Housing Loan, whether in Singapore or in Australia and you want to make sure you get "pre-approval" of loan before you commit your cash.
Cheers!